Retirement Planning That Helps You Live the Life You’ve Worked For
Smart Strategies for Saving, Investing, and Preserving Your Financial Future
Jim Boldt, ChFC®, CLU® LUTCF®, Kansas City Retirement Planning, Investment Advisor
How We Partner With GrantMarshall Retirement & Wealth Planning
At O’Malley-Boldt Insurance, we believe that great insurance planning is strongest when it’s supported by a broader financial strategy. That is why we proudly partner with GrantMarshall Retirement & Wealth Planning, our sister firm specializing in comprehensive retirement guidance, wealth management, estate planning, and tax-efficient strategies for clients in their retirement years.
While our team focuses on protecting what matters today—your home, autos, business, and personal assets—GrantMarshall ensures your long-term financial picture is just as secure. When appropriate, our clients benefit from coordinated support between the two firms, allowing us to address everything from risk management to retirement income strategies, required minimum distributions, long-term care planning, and estate considerations. This integrated approach gives clients confidence that their insurance protection and financial planning are aligned, efficient, and working together to support the life they’ve worked so hard to build.
A Proven 3-Step Retirement Planning Process
1. Investing to Build Your Retirement Foundation
Retirement success begins long before you stop working. We’ll help you design a tax-efficient investment strategy that balances growth with stability — using IRAs, 401(k)s, brokerage accounts, and other vehicles suited to your goals and time horizon.
Our approach is personalized, disciplined, and transparent. We focus on maximizing returns while minimizing unnecessary risk, ensuring your investments evolve with your life stage and financial situation.
2. Generating Income You Can Count On
The day you retire isn’t the end of your financial plan — it’s halftime. Now your focus shifts from saving money to creating sustainable income streams that can fund your lifestyle for decades to come.
We’ll help you design a strategy that:
- Converts your retirement savings into predictable income
- Minimizes taxes and inflation erosion
- Balances guaranteed and market-based income sources
- Keeps your plan flexible as your needs change
With the right strategy, you’ll have confidence knowing that your income will last as long as you do.
3. Preserving Your Assets and Legacy
True retirement security means more than a healthy portfolio balance — it’s about protecting what you’ve built. We create plans that defend your assets from market volatility, health-related expenses, and other financial risks that can derail even the best-laid plans.
This often includes integrating:
- Long-term care planning
- Estate and legacy strategies
- Tax-efficient withdrawal sequencing
- Insurance solutions for income protection
By planning ahead, you can safeguard your lifestyle, your loved ones, and your legacy.
Personalized Plans for Your Unique Retirement Goals
Retirement planning isn’t one-size-fits-all. Every individual and family we work with has different goals, timelines, and financial realities. That’s why our process starts with understanding your complete picture — including your income, assets, health, family goals, and risk tolerance.
As an independent advisor, Jim Boldt isn’t tied to any specific carrier or investment company. That independence allows him to craft customized retirement strategies based solely on your best interests — not sales quotas or corporate incentives.
Our role is to guide, educate, and empower you — helping you make confident decisions about your financial future.
Why Choose O’Malley-Boldt Insurance and GrantMarshall Retirement & Wealth Planning?
- Independent Advice: Objective recommendations free from corporate bias.
- Comprehensive Expertise: Investment, insurance, and income strategies all in one place.
- Tax-Efficient Planning: Smart structures to preserve more of what you’ve earned.
- Personal Service: Individualized attention from a seasoned financial professional who knows your goals and values.
- Local Insight, National Reach: Kansas City-based, serving clients across the region with a trusted reputation for integrity and excellence.
When it comes to retirement, you deserve a partner who looks at the full picture — not just your portfolio.
Start Planning Your Retirement Today
Whether you’re decades away from retirement or nearing the finish line, the best time to plan is now. Let us help you design a strategy that provides confidence, security, and the freedom to live life on your terms.
Contact Jim Boldt today to schedule a consultation and take the first step toward your personalized retirement plan.
*Investment advisory services offered through LexAurum Advisors, LLC, an SEC registered investment adviser.
