Life Insurance That Builds and Protects Your Legacy
Providing Financial Security for Those Who Matter Most
Life Insurance
Life insurance isn’t just about preparing for the unexpected — it’s about protecting your family, your business, and the future you’ve worked hard to build. At O’Malley Boldt Insurance, we take a strategic, consultative approach to life insurance, helping you design coverage that supports your financial goals and gives your loved ones lasting peace of mind.
Whether you need to replace income, secure a business succession plan, or leave a lasting legacy, our experienced advisors guide you through every option to find a policy that’s both practical and personal.
Why Choose O’Malley Boldt Insurance?
- Independent Advisors: We represent multiple carriers, giving you access to a range of life insurance products and pricing.
- Holistic Planning: We coordinate your life insurance with your broader portfolio — including business, home, and personal coverage.
- Experienced Guidance: Decades of experience serving successful families and business owners.
- Long-Term Partnership: As your goals change, we’ll ensure your life insurance continues to meet your needs.
Life insurance is one of the most meaningful financial decisions you’ll ever make. With O’Malley Boldt, you’ll have a partner who ensures it’s made with confidence and care.
A Tailored Approach to Life Insurance
No two lives are the same, and neither should be their coverage. At O’Malley Boldt Insurance, we take the time to understand your goals, your assets, and your responsibilities. From there, we help you select the policy that best fits your needs — and ensures your protection keeps pace as life changes.
Our coverage options include:
- Term Life Insurance: Affordable protection for a set period — ideal for covering income replacement, debt repayment, or major family milestones.
- Whole Life Insurance: Permanent coverage that builds cash value over time, offering lifelong protection and financial flexibility.
- Universal Life Insurance: A customizable policy that adapts with your changing needs, offering both death benefit protection and tax-advantaged cash accumulation.
- Key Person & Buy-Sell Agreements: Coverage designed for business owners to protect against the loss of critical team members or ensure a smooth ownership transition.
Whether your priority is family security, wealth transfer, or business continuity, we’ll help you build a life insurance plan that fits seamlessly into your broader financial strategy.
Protecting Business Owners and Their Families
As trusted advisors to many business owners and professionals, we understand the unique role life insurance plays in protecting both your company and your loved ones.
Our team can help structure policies that:
- Provide funds for succession or buy-sell agreements.
- Replace income to protect your family’s lifestyle.
- Safeguard loans or debts tied to your business.
- Create tax-efficient strategies for wealth transfer and estate planning.
With access to top-rated carriers and advanced planning tools, we’ll ensure your coverage reflects both your personal and professional priorities.
From young families starting out to established professionals planning their legacy, O’Malley Boldt Insurance is here for every stage of your journey. We review policies regularly, adjusting coverage as your circumstances evolve — whether you’re growing your business, purchasing additional properties, or planning for retirement.
Our approach is simple: clarity, consistency, and care. We’ll walk you through every option, explain the benefits in plain terms, and make sure your life insurance complements your overall financial plan.
Get a Free, No-Obligation Quote Today
The best time to protect your future is now. Whether you’re reviewing existing coverage or starting fresh, our advisors will help you identify the right life insurance plan to protect your loved ones and secure your financial legacy.
Contact O’Malley Boldt Insurance today to schedule a consultation or request a personalized quote.
“Working with O’Malley Boldt Insurance gave us clarity and confidence about our family’s future. They took the time to understand our financial goals and explain our life insurance options in a way that made sense. We now have a plan that protects both our family and our business — and a partner we trust for the long term.”
– James & Rebecca S., Business Owners